What an interesting week this has been. On Monday, we were still crashing at a friend's house. 3 days had now turned into 3 weeks and I was going stir crazy. Our friends were extremely gracious hosts & were not kicking us out, but I felt we had worn out our welcome, was tired of the 3 of us crammed into a small room & just wanted our privacy (I'm sure our hosts felt the same!)
Fortunately, a friend had a friend who happened to have a 2 bedroom rental that they could not rent out. He offered to let us stay the rest of the Oct for free & not charge us a security deposit..or any kind of deposit to rent it. On top of that, we could rent month to month. So, on Tues, we began moving our stuff out of the rental truck (yes it had been in there for 3 weeks!!) & moved into the rental. Come to find out.....we really liked it & felt totally content.
On Monday, our realtor told us the lienholder & lender were at a standoff. Lender required the lienholder to write a letter of explanation stating what we paid them a chunk of money for & what they were doing it. It was supposed to be for an extension fee but the bank was refusing to write a letter explaining that or even give us a receipt for it! Without the letter, the lender said the deal would be dead. On Wed, we were shocked to find out that the lienholder submitted the letter and on Thurs, underwriting released all our docs to title!
Today, we were numb as we began signing papers on this house....4 months in the waiting. Next Tues, we are expected to fully fund & get our keys. HOWEVER...........it IS possible for the underwriter to decide to re-review all our docs & put our funding on hold. The title lady said she was working on a short sale where that happened & the funding has been held up for 2 weeks! As far as we are concerned, it's not a done deal until they hand over the keys. What should have been a happy day has been a skeptical one for us. I felt nothing as we signed....not wanting to get my hopes up again & be crushed.
At any rate, we are still very content in our little rental. Harvard is back with us (YAY!!!!!), Nate is in his own room again (BIG YAY!!!!!!!!!!!!!!!), we have a fireplace, a cozy patio to work on my Mac, nice neighborhood to walk in with a park & God is good.
So that's the scoop. Interesting to see what next week will hold.
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